97034 ZIP Code — Lake Oswego, OR

Clackamas County, Oregon

ZIP code 97034 is located in Lake Oswego, Oregon, within Clackamas County. It covers approximately 7.75 square miles and serves a population of 20,930 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 503.

About ZIP code 97034

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $921,400. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($140,687) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.

Educational attainment is high — 74% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 97034 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

20,930

population

7.75

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

97034 ZIP code map

Cities in ZIP code 97034

Below are the cities the US Postal Service accepts for ZIP code 97034. Using any city not on this list may result in mail delivery delays.

City	Status
Lake Oswego	Acceptable
Lake Oswego	Preferred

Nearby ZIP codes

97035 Lake Oswego (2.2 mi) 97219 Portland (2.9 mi) 97267 Portland (3.2 mi) 97222 Portland (3.7 mi) 97027 Gladstone (4.3 mi) 97068 West Linn (4.9 mi) 97062 Tualatin (5 mi) 97202 Portland (5.1 mi) 97239 Portland (5.4 mi) 97258 Portland (5.4 mi) 97224 Portland (5.8 mi) 97206 Portland (6.1 mi)

Demographics updated 05/2026

Population
Total population	20,930
Population density	2,701 / sq mi
State FIPS	41
County FIPS	005

Geography
Land area	7.75 sq mi
Water area	0.83 sq mi
Latitude	45.4108
Longitude	-122.6795
Timezone	Pacific (PT)
Area code	503

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.9%	28.4%	38.1%
$50k – $100k	20.0%	31.6%	31.4%
$100k – $200k	28.9%	28.6%	23.2%
Over $200k	32.2%	11.4%	7.2%

Demographics & statistics

20,930

Population

2,701

People per sq mi

49.0

Median age

$140,687

Median household income

$92,165

Per capita income

$921,400

Median home value

$1,957

Median monthly rent

76.1%

Home ownership

3.7%

Poverty rate

6.9%

Unemployment

7,027

Housing units

74.1%

Bachelor's or higher

Age distribution

Male Female

448

Under 5

414

552

5–9

510

896

10–14

829

672

15–19

622

254

20–24

235

776

25–34

718

1,261

35–44

1,165

1,692

45–54

1,564

675

55–59

624

984

60–64

909

1,615

65–74

1,492

790

75–84

731

261

85+

241

← Male

Female →

Age summary

Group	Count	%
Under 18	4,711	22.5%
18 and over	16,219	77.5%
65 and over	5,130	24.5%
Median age	49.0 years

Race & ethnicity

White 78.5%

Two or more races 9.3%

Asian 5.5%

Hispanic or Latino 4.8%

Other race 0.9%

Native Hawaiian / Pacific Islander 0.6%

Black or African American 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	17,254	78.5%
Two or more races	2,055	9.3%
Asian	1,216	5.5%
Hispanic or Latino	1,063	4.8%
Other race	197	0.9%
Native Hawaiian / Pacific Islander	142	0.6%
Black or African American	47	0.2%
American Indian / Alaska Native	19	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.9%	28.4%	38.1%
$50k – $100k	20.0%	31.6%	31.4%
$100k – $200k	28.9%	28.6%	23.2%
Over $200k	32.2%	11.4%	7.2%

Under $10k 2.5%

$10k–$15k 1.9%

$15k–$25k 4.3%

$25k–$35k 3.3%

$35k–$50k 5.0%

$50k–$75k 10.4%

$75k–$100k 7.4%

$100k–$150k 18.2%

$150k–$200k 9.8%

$200k+ 37.3%

Range	% of households
Under $10k	2.5%
$10k–$15k	1.9%
$15k–$25k	4.3%
$25k–$35k	3.3%
$35k–$50k	5.0%
$50k–$75k	10.4%
$75k–$100k	7.4%
$100k–$150k	18.2%
$150k–$200k	9.8%
$200k+	37.3%
Median income	$140,687

Housing

Home values

Under $50k 0.8%

$50k–$100k 1.3%

$100k–$150k 0.5%

$150k–$200k 0.5%

$200k–$300k 0.7%

$300k–$500k 7.6%

$500k–$1M 46.6%

$1M+ 41.8%

Housing overview

Metric	Value
Median home value	$921,400
Median rent / month	$1,957
Owner occupied	76.1%
Renter occupied	23.9%
Vacant	6.3%
Single-family detached	71.9%
Large apartment buildings	11.2%
Mobile homes	0.3%
Median rooms	7.4
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.7%
2010–2019	7.9%
2000–2009	11.6%
1990–1999	10.4%
1980–1989	12.0%
1970–1979	19.4%
1960–1969	17.9%
1950–1959	11.0%
1940–1949	4.3%
1939 or earlier	5.0%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	6.1%
2 bedrooms	18.8%
3 bedrooms	25.5%
4 bedrooms	37.0%
5+ bedrooms	10.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	25.6%
2 vehicles	44.9%
3 or more	25.9%

Heating fuel

Fuel type	%
Utility gas	65.3%
Electricity	32.2%
Propane / LP gas	0.6%
Fuel oil	0.5%
Wood	0.5%
Solar	0.3%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	5,322	62.7%
Cohabiting couple	383	4.5%
Male householder, no spouse	1,081	12.7%
Female householder, no spouse	1,700	20.0%
Households with children under 18	2,661	31.4%
Households with seniors (65+)	3,511	41.4%
Average household size	2.46

Marital status

Status	Male	Female
Never married	25.2%	13.7%
Married	63.4%	65.2%
Separated	0.6%	1.1%
Widowed	1.8%	8.3%
Divorced	9.0%	11.8%

Education

Less than 9th grade 0.4%

Some HS, no diploma 0.4%

HS graduate 6.2%

Some college, no degree 13.2%

Associate's degree 5.5%

Bachelor's degree 42.3%

Graduate / professional 31.9%

Metric	%
HS diploma or higher	99.2%
Bachelor's or higher	74.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	314	6.2%
Kindergarten	204	4.0%
Elementary school	2,279	45.2%
High school	1,356	26.9%
College / grad school	886	17.6%

Employment

Industry of employment

Education & healthcare 25.7%

Professional & management 20.5%

Finance & real estate 11.8%

Retail trade 8.6%

Manufacturing 6.8%

Wholesale trade 5.1%

Arts, food & hospitality 4.9%

Other services 4.6%

Construction 4.4%

Transportation & utilities 3.3%

Public administration 2.8%

Information 1.4%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	70.1%
Service	5.5%
Sales & office	16.7%
Natural resources & construction	2.2%
Production & transportation	5.4%

Employment type

Type	%
Private sector	76.8%
Government	11.3%
Self-employed	10.3%
Unpaid family workers	1.6%

Commute

Method	%
Drive alone	65.9%
Carpool	4.0%
Public transit	2.6%
Walk	1.1%
Work from home	25.4%
Other means	1.1%
Avg commute (minutes)	25.6

Poverty

All people 3.7%

Under 18 years 1.7%

18 and over 4.2%

Married-couple families 2.7%

Female-led households 5.1%

Income support

Source	% of households
Social Security	37.1%
Retirement income	29.0%
Supplemental Security	1.8%
Cash public assistance	2.0%
Food stamps / SNAP	3.2%

Health indicators

Condition	%
Obesity	22.8%
High blood pressure	32.3%
High cholesterol	33.2%
Diabetes	7.9%
Heart disease	5.3%
Stroke	2.4%
Asthma	9.0%
Arthritis	22.8%
Kidney disease	2.5%
Pulmonary disease	4.2%
Cancer	8.7%

Behavior / access	%
Smoking	7.8%
Binge drinking	14.9%
No physical activity	11.1%
Less than 7 hrs sleep	23.7%
Depression	18.9%
Fair or poor health	8.2%
Poor mental health	10.8%
Poor physical health	7.1%
No health insurance	5.3%
Visited doctor (checkup)	75.4%
Visited dentist	80.3%
Cholesterol screening	94.6%
Teeth loss	5.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	920	5.7%

Disability	%
Any disability	10.4%
Under 18	3.0%
18–64 years	8.8%
65 and over	20.6%

Health insurance coverage

Type	%
Private insurance	83.9%
Public insurance	32.9%
No insurance	2.6%
Uninsured under 19	3.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	20,068	95.9%
Spanish	243	1.2%
Other Indo-European	65	0.3%
Asian & Pacific Islander	8	0.0%
Other languages	170	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,344	92.4%
Born in same state	19,153	91.5%
Born in different state	8,155	39.0%
Foreign born	191	0.9%
Naturalized citizen	1,586	7.6%
Not a US citizen	1,167	73.6%

Ancestry

Ancestry	Count	%
French	3,848	18.4%
Italian	2,922	14%
Polish	908	4.3%
Arab	577	2.8%
English	378	1.8%

Ancestry	Count	%
Dutch	145	0.7%
Irish	104	0.5%
Norwegian	85	0.4%
German	78	0.4%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	98.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 97034

What city is ZIP code 97034 in?

ZIP code 97034 is primarily assigned to Lake Oswego, Oregon.

What county is ZIP code 97034 in?

ZIP code 97034 falls within Clackamas County, Oregon.

How educated is the population of ZIP code 97034?

74% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 97034 have a large retiree population?

37% of households in ZIP code 97034 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 97034?

The median household income in ZIP code 97034 is $140,687, above the national median of ~$75,000.

What is the typical home value in ZIP code 97034?

The median home value in ZIP code 97034 is $921,400.

What timezone is ZIP code 97034 in?

ZIP code 97034 observes the PST timezone.